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 OCM
- Optimized credit risk mitigation for financial institutions
Our software for collateralization of credit transactions and
our optimization tool OCM for collateralized loans will establish
the optimal order of priorities. This optimization results
in maximal exploitation of the bank's collateral.
OCM is based on an optimization method that we have developed and for
which we have filed an international patent. Due to this highly efficient
method and due to the high performance of this software the daily calculation
and evaluation of a bank's entire credit-portfolio is possible in a relatively
short time. So in spite of the current changes of credit-balances and
collateral values, an optimized value for the exposure of the collateralized risk
capital is permanently calculated. And OCM makes it possible to take
into account different technical criteria.
The result will be an optimized assessment of credit risk and consequently
also an optimized employment of capital, according to the Basel
II Accord.
Our optimization method is implemented in our dialog applications for
collateralization as well as in tools for batch processes.
OCDA
- Optimized Collateralization: Dialogue Application
Our dialog-application facilitates the assignment of collateral
and credits significantly. The assignments of collateral
to loans as well as the credit risk of large exposures
are displayed clearly arranged, and the loan officer will
be able to work efficiently. We have implemented our optimization
method in this application, so that the optimal collateralization
can be established and displayed at any time. The credit
risk will be displayed at different levels. For further
information please click here.
Data
Management for Collateralized Loans
We offer our know-how if you want to enhance your
data management for collateralized loans and to
achieve a better performance.
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