OCM - Optimized credit risk mitigation for financial institutions
Our software for collateralization of credit
transactions and our optimization tool OCM for collateralized loans
will establish the optimal order of priorities. This optimization
results in maximal exploitation of the bank's collateral.
OCM is based on an optimization method that we have developed and
for which we have filed an international patent. Due to this highly
efficient method and due to the high performance of this software
the daily calculation and evaluation of a bank's entire credit-portfolio
is possible in a relatively short time. So in spite of the current
changes of credit-balances and collateral values, an optimized value
for the exposure of the collateralized risk capital
is permanently calculated. And OCM makes it possible to take into
account different technical criteria.
The result will be an optimized assessment of credit risk and consequently
also an optimized employment of capital, according to the Basel
II Accord.
Our optimization method is implemented in our dialog applications
for collateralization as well as in tools for batch processes.
Our dialog-application facilitates the
assignment of collateral and credits significantly. The assignments
of collateral to loans as well as the credit risk of large exposures
are displayed clearly arranged, and the loan officer will be able
to work efficiently. We have implemented our optimization method in
this application, so that the optimal collateralization can be established
and displayed at any time. The credit risk will be displayed at different
levels. For further information please click here.
Data Management
for Collateralized Loans
We offer our know-how if you want to enhance
your data management for collateralized loans and to achieve a better
performance.
OCM - Optimized credit risk mitigation for financial institutions