Optimization of cross-collateralized credit exposures. Mitigation of credit risk. Improvement of credit conditions.
... one solution: OCM Optimized Credit Risk Mitigation
The innovative, mathematical solution OCM (Optimized Credit Risk Mitigation) calculates the best possible priorities and combination
to balance credits with collaterals. OCM identify the optimal allocation for the most complex credit exposures considering different
weight of risks according all Basel II approaches including Partial Use. With this RWA (Risk Weighted Assets) and regulatory capital
requirement amounts can be significantly reduced for the registration and a more accurate determination of the overall credit risk
can be accomplished.
Regulatory capital requirements and RWA
Reduce the regulatory capital requirements (RWA Risk Weighted Assets), free a considerable amount of own capital and increase the economic efficiency of your organization.Determination of the exact mitigated credit risk
Evaluate a more accurate credit risk inherent in the credit exposures by using regulatory or fully customized own weightings in the calculations of the risk exposures.Determination of credit conditions
Identify in seconds potentially free collateral securities or unmitigated credits and thus improve the credit conditions for your customers and for your organization.Faster, more accurate and more flexible! Optimize your collateralized credit exposure with OCM.